Stay Smart About Personal Finance With These Smartphone Apps

by Guest Author on September 19, 2011

Piggy BankIf you have a smartphone, you already know how useful it is in a myriad of ways. Personal finance is such an integral part of our daily lives; make sure you’re harnessing the power of your phone to keep track of expenses, budgets, and investments. It’s a lifeline in today’s fast-moving world.

Whether you are a seasoned investor, starting out with your first checking account, or somewhere in between, you can probably benefit from tracking your personal finances with a software program. Knowing at a glance just where you stand financially can help you decide whether to give into that impulse purchase, or if you need a payday loan to cover your unexpected care repairs.

The beauty of using a personal finance app for your smartphone is that you have this valuable information just a touch away all the time. App developers know this too, so there are a plethora of great apps available in the personal finance section. Here are five of the best apps available for smartphones to help get you started:

Ads


1. Mint.com
The Mint.com personal finance app is an extension of Mint’s super popular finance management website. You can use their website or the app, available on Android and iPhone, interchangeably to see real-time transactions from most banks and credit cards, create and follow a budget, and even track cash, retirement funds and assets. The service and the app are both free, which is why Mint.com has stayed at the top of the charts when it comes to finance management.


2. Pageonce
This versatile app helps you keep track of bank and credit card transactions, but it does so much more than that. You can get alerts to help you manage bill payments, keep a hawk eye on your investments and even know where you stand for mobile phone minutes and frequent flyer miles. Pageonce works with many banks, credit cards, airlines and wireless providers so you have a handy pocket resource for all of your important info. This free app is available on Android, Blackberry and iPhone.


3. Bloomberg
When you need to know stock trends, market news and quotes in a hurry, try Bloomberg for iPhone, Blackberry and Android. This free app compiles all the latest news for stocks, currencies and markets and allows you to create your own list of stocks to follow.


Smartphone Bar4. Google Finance
Google Finance is a great way to keep track of your personal portfolio, stocks and important financial news. It synchronizes with your Google Finance account to keep everything up to date and easy to follow. Use this app on Android or iPhone to follow your favorite stocks and see market conditions no matter where you are.


5. Square
Square has revolutionized the payment processing industry by allowing anyone in the U.S. with Android or iPhone smartphones to take credit card payments. If your friend Bob owes you for last night’s dinner, swipe his card and have the money deposited to your checking account in a couple of days. Small businesses, traveling merchants, and vendors at farmers markets are all finding a way to accept credit cards without monthly fees or contracts.

From tracking your personal bank transactions and investments to watching stocks and taking credit card payments, smartphone apps are making life easier and freeing up our time to pursue the things that are most important to us.

Photo Credit: Piggy Bank by Images Money/flickr; Smartphone bar by Miki Yoshihito/flickr

London resident Sam Hathaway is a financial consultant and a content contributor for Payday Loans, a company which helps you out with advance pay day loans when you need money before your paycheck comes in.

Posted in: Op-Ed, Phones, Software

{ 4 comments }

Bowmanave Sep 20, 2011 at 9:29 PM

Here's a great emergency app for iphone!

Randy Sep 21, 2011 at 7:20 PM

I have mint apps. I think, it's great apps. I use it to maintain my personal finance. Mint apps makes me more organize. Recommended apps…

IT Rush Sep 24, 2011 at 5:42 AM

Haven't tried some of these apps but planning to use it soon, thanks for the heads up.

Pankaj Saraf Oct 4, 2011 at 4:18 AM

Nice Post. Thanks for sharing this information.